If you have bought a BMW Z4 roadster it means that you are true car lover. This car is a symbol of power, speed and passion that must be handled with responsibility. This is why you need to buy a comprehensive car insurance. Having the comprehensive car insurance will definitely make you feel more secure.
How much the BMW Z4 roadster comprehensive car insurance costs in Hong Kong
The comprehensive car insurance cost in Hong kong depends on the cash value of your car. In order to give you an idea we have brought a quote from Navigator Insurance Brokers Ltd. Its quotation is provided by the Liberty Insurance Hong kong. The insurance quote is calculated based on the estimated value of the car (150,000 Hk).
The third party insurance for a Piaggio Vespa GTS 300 scooter is calculated based on the actual value of the scooter and is mandatory in Hong kong. In this post you can see the insurance quotation provided by the Navigator Insurance Brokers Ltd :
Premium (HKD) Basic Premium
3,700.00
Loading
740.00
NCD protector
Discount
No Claim Discount
30.00•/»
(1,332.00)
Premium
3,108.00
MIB Levy
3.00•/» +
93.24
Premium Levy
0.085•/« +
2.64
Total Premium with Levy(ies)
3,203.88
This is the coverage covered Against Third Party Legal Liability :
Third Party Death or Bodily Injury: 100,000,000.00
If you are planning to buy a YAMAHA YZF R3 in the Philippines, first you need to think about buying a comprehensive motorcycle insurance. The price of Yamaha Yzr R3 in the Philippines is around 259,000 pesos, moreover it must be covered by the comprehensive motorcycle insurance. This kind of insurance covers theft projections, own damages, road side assistance and other benefit which you can read below.
Comprehensive Cover with VTPL BI/PD
Description
Coverage
Premium
Own Damage/Theft
259,000.00
7,252.00
Acts of God (AOG)
259,000.00
INCLUSIVE
Bodily Injury (BI)
200,000.00
135.00
Property Damage (PD)
200,000.00
720.00
Auto PA
150,000.00
FREE
Aspire Auto Assist
600.00
Basic Premium
8,707.00
TAXES
Documentary Stamp
1,088.38
Value Added Tax
1,044.84
Local Government Tax
43.54
ADMIN FEE
500.00
COC Fee
0.00
Total Premium
PHP 11,383.75
Total Sum Insured
809,000.00
Personal Accident for Driver and Passengers (Auto PA) up to authorized seating capacity with OD / Theft Cover:
Accidental Death and Disablement – P 75, 000.00 per person
Medical Reimbursement P15, 000.00 per person
Burial Expense Benefit P15, 000.00 per person Riot, Strike, Civil Commotion Cover (RSCC) ASPIRE LIFESTYLE AUTO ASSISTANCE PROGRAM
ASPIRE LIFESTYLE AUTO ASSISTANCE PROGRAM
1. TOWING: Maximum of PHP 5000 per event – towing from residence is covered. EXCLUSIONS: Mechanical breakdown due to lack of water, petrol and secondary towing. Towing to assured’s residence, CASA to CASA.
2. MINOR ON SITE REPAIR: Maximum of PHP 5,000.00 per event. Maximum 3 events.
3. ALTERNATIVE TRAVEL ASSISTANCE: Php 2,000.00 per event up to residence/destination – (going to residence) (if vehicle cannot be repaired within 6 hours)
4. ARRANGEMENT FOR RENTAL TRANSPORT (travel to assured’s destination)
5. VEHICLE REMOVAL (e.g. fall into ravine) Maximum of Php 10,000.00 with crane.
6. HOTEL ACCOMMODATION: Maximum Php 2,000.00
7. RETURN OF THE DRIVER: Maximum Php 2,000.00 8. REPATRIATION OF VEHICLE
Deductible: Ps 500 in respect of OD claims, (each and every loss) + Ps500 for theft claims, (each and every loss)
Felling ready to apply online insurance for your motorcycle: Fill out the form below
There are 2 types of insurance which you can buy for your motorcycle and this applies to every country. The first one is the third party insurance and the second one is the comprehensive motorcycle insurance. The third party insurance is mandatory in most of the countries around the world, as well as in the city of Hong Kong.
If you plan to buy a motorcycle in Hong Kong you must buy the third party insurance before you can take it on the road. Here is an example of how much Harley Davidson XL 883 N insurance may cost in Hong Kong:
(The price is estimated and changes depending on the insurance company)
TOTAL PREMIUM
The Premium after 30% NCD : HKD 1,040.86 M.I.B. 3.00% : HKD 31.23 Premium Levy* 0.0850% : HKD 0.88 Total Premium : HKD 1,072.97
From the 1rst January 2018 onwards, a levy (termed as “Premium Levy”) collected by the Insurance Authority has been imposed on relevant policy at the applicable rate under Insurance (Levy) Order and Insurance (Levy) Regulation and would be remitted in accordance with the prescribed arrangements. For further information, please visit https://www.ia.org.hk/.
EXCESSES
Own Damage Excess : Not Applicable Usage Excess : Not Applicable Third Party Property : HKD 3,000.00 Theft Excess : Not Applicable Damage Excess
COVER DETAILS
Core Benefits
Limits (Up to)
Third Party Bodily InjuryThird Party Property Damage
HKD 100,000,000.00 per Accident HKD 750,000.00 per Accident
Optional Benefits
Limits (Up to)
Medical Expenses for You / Your Authorized Driver and passenger(s) Personal Accident for Main / Named Driver
Not Covered Not Covered
This blog post is published with the help of navigator-insurance.com/. Navigator insurance brokers offer insurance services in Hong kong. If you wish to buy your motorcycle insurance, car insurance, house insurance, travel insurance or health insurance in Hong kong fill out the form below.
Fill out the form below to buy motorcycle insurance in Hongkong
The Toyota Vios 1.3 Base MT cost around 680,000 pesos in the Philippians. The full comprehensive car insurance for Toyota Vios 1.3 Base MT will cost you around 15,350 pesos a year in the Philippines. This will cover your car from own damage/ theft and other events listed below in the table. The Comprehensive car insurance also provide road assistance service. If your car brake down on the road the insurance company in the Philippines will take care of your car and provide you daily allowance for travel and stay in the hotel.
Comprehensive Cover with VTPL BI/PD
Description
Coverage
Premium
Own Damage/Theft
681,000.00
10,215.00
Acts of God (AOG)
681,000.00
INCLUSIVE
Bodily Injury (BI)
200,000.00
420.00
Property Damage (PD)
200,000.00
1,245.00
Auto PA
375,000.00
FREE
Basic Premium
11,880.00
TAXES
Documentary Stamp
1,485.00
Value Added Tax
1,425.60
Local Government Tax
59.40
OTHERS
500.00
Total Premium
PHP 15,350.00
Total Sum Insured
1,456,000.00
Free Personal Accident for Driver and Passengers (Auto PA) up to authorized seating capacity with OD/Theft Cover:
Accidental Death and Disablement – P75,000.00 per person
Medical Reimbursement P15,000.00 per person Burial Expense Benefit P15,000.00 per person
Free Riot, Strike, Civil Commotion and Malicious Damage Cover (RSCCMD) with OD/Theft Cover:
Free Comprehensive Roadside Assistance for accident, engine breakdown, flat tire incidents to name a few. (with OD/Theft Cover) Refer to RAP (Roadside Assistance Program) for details. Free cover is limited to Private Vehicles (15 years old and below) with Comprehensive Cover.
Fill out the form below an agent will contact you.
The 1992 Toyota Corolla Car comprehensive insurance price in the Philippines calculated based on its current market value. Here you can see the complete car insurance quote details for 1992 Toyota Corolla car. 1992 Toyota Corolla car with the current value is 120,000 pesos in the Philippines is covered with full comprehensive insurance for just 8,817 pesos. The car insurance payment is 1 time and it covers for 1 year.
Comprehensive Cover with VTPL BI/PD
Description
Coverage
Premium
CTPL
100,000.00
449.08
Own Damage/Theft
120,000.00
4,800.00
Acts of God (AOG)
120,000.00
INCLUSIVE
Bodily Injury (BI)
100,000.00
270.00
Property Damage (PD)
100,000.00
1,095.00
Auto PA
375,000.00
FREE
Basic Premium
6,614.08
TAXES
Documentary Stamp
826.76
Value Added Tax
793.69
Local Government Tax
33.07
OTHERS
550.00
Total Premium
PHP 8,817.60
Total Sum Insured
795,000.00
The CTPL also know as Compulsory Third Party Liability insurance is also included in the comprehensive insurance price. With 8,817 pesos you not only cover 3rd party as well your self and your motorcar.
Free Personal Accident for Driver and Passengers (Auto PA) up to authorized seating capacity with OD/Theft Cover:
Accidental Death and Disablement – P75,000.00 per person
Medical Reimbursement P15,000.00 per person
Burial Expense Benefit P15,000.00 per person
Free Riot, Strike, Civil Commotion and Malicious Damage Cover (RSCCMD) with OD/Theft Cover: Free Comprehensive Roadside Assistance for accident, engine breakdown, flat tire incidents to name a few. (with OD/Theft Cover) Refer to RAP (Roadside Assistance Program) for details. Free cover is limited to Private Vehicles (15 years old and below) with Comprehensive Cover.
Deductible: Ps 2,000 EEL (each and every loss) – PRIVATE CAR Depreciation: Private cars: Over 7 years old – 40% Batteries, Tires, Ball Joints, Tie Rods and Shock Absorbers (for Vehicles over three years old) – 45%
To apply Car insurance online fill out the information below
Honda Adv 150 cc 2021 model in the Philippines cash price is around 149,600 Pesos. The comprehensive motorcycle insurance is calculated based on current value of the motorbike. If you have bought a brand new Honda Adv 150cc in the Philippines. The comprehensive insurance for Honda Adv 150cc will cost you 6,561 Pesos. This is one time cost and your motorcycle is covered for 1 year.
The comprehensive motorcycle insurance covers own damage/theft. If you had a road accident and the motorbike got broken, The insurance company will pay you to fix your motorcycle and the cost to replace the parts. Same applies if your motorbike is stolen you will get full compensation to buy a new motorcycle.
Here is the brake down of the coverage:
Comprehensive Cover with TPL and VTPL BI/PD
Description
Coverage
Premium
Own Damage/Theft
149,600.00
4,188.80
Acts of God (AOG)
149,600.00
Included
Bodily Injury (BI)
100,000.00
105.00
Property Damage (PD)
100,000.00
555.00
Auto PA
150,000.00
FREE
Basic Premium
4,848.80
TAXES
Documentary Stamp
606.10
Value Added Tax
581.86
Local Government Tax
24.24
Other Charges
0.00
Admin Fee
500.00
Total Premium
PHP 6,561.00
Total Sum Insured
499,600.00
Free Personal Accident for Driver and Passengers (Auto PA) up to authorized seating capacity with OD/Theft Cover:
Accidental Death and Disablement – P75,000.00 per person
Medical Reimbursement P15,000.00 per person
Burial Expense Benefit P15,000.00 per person
Free Riot, Strike, Civil Commotion and Malicious Damage Cover (RSCCMD) with OD/Theft Cover:
Deductible:
MOTORCYCLE: Fixed deductible of Php500 in respect of OD claims, each and every loss. 5.00% of sum insured in respect of theft claims, each and every loss.
Ducati Sixty2 current cash price in the Philippines is 499,000 Pesos. The motorcycle comprehensive insurance cost is based and calculated on the current value of the motorbike. If you have bought a brand new Ducati sixty2 in the Philippines for 499,000 pesos the full insurance will cost you 19,225 pesos a year. This will cover own damage/theft, Acts of God, bodily injury, property damage and Auto PA. Below you can see the details of the coverage. This quote was generated August 2021.
Comprehensive Cover with VTPL BI/PD
Description
Coverage
Premium
Own Damage/Theft
499,000.00
13,473.00
Acts of God (AOG)
499,000.00
INCLUSIVE
Bodily Injury (BI)
200,000.00
135.00
Property Damage (PD)
200,000.00
720.00
Auto PA
150,000.00
FREE
Aspire Auto Assist
600.00
Basic Premium
14,928.00
TAXES
Documentary Stamp
1,866.00
Value Added Tax
1,791.36
Local Government Tax
74.64
ADMIN FEE
500.00
COC Fee
65.40
Total Premium
PHP 19,225.40
Total Sum Insured
1,049,000.00
Personal Accident for Driver and Passengers (Auto PA) up to authorized seating capacity with OD / Theft Cover:
Accidental Death and Disablement – P 75, 000.00 per person
Medical Reimbursement P15, 000.00 per person
Burial Expense Benefit P15, 000.00 per person
Riot, Strike, Civil Commotion Cover (RSCC)
ASPIRE LIFESTYLE AUTO ASSISTANCE PROGRAM
TOWING: Maximum of PHP 5000 per event – towing from residence is covered.
EXCLUSIONS: Mechanical breakdown due to lack of water, petrol, and secondary towing. Towing to assured’s residence, CASA to CASA.
MINOR ON SITE REPAIR: Maximum of PHP 5,000.00 per event. Maximum 3 events.
ALTERNATIVE TRAVEL ASSISTANCE: Php 2,000.00 per event up to residence/destination – (going to residence) (if vehicle cannot be repaired within 6 hours)
ARRANGEMENT FOR RENTAL TRANSPORT (travel to assured’s destination)
VEHICLE REMOVAL (e.g. fall into ravine) Maximum of Php 10,000.00 with crane.
HOTEL ACCOMMODATION: Maximum Php 2,000.00
RETURN OF THE DRIVER: Maximum Php 2,000.00
REPATRIATION OF VEHICLE
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