The third party insurance for a Piaggio Vespa GTS 300 scooter is calculated based on the actual value of the scooter and is mandatory in Hong kong. In this post you can see the insurance quotation provided by the Navigator Insurance Brokers Ltd :
Premium (HKD) Basic Premium | 3,700.00 | ||
Loading | 740.00 | ||
NCD protector | |||
Discount | |||
No Claim Discount | 30.00•/» | (1,332.00) | |
Premium | 3,108.00 | ||
MIB Levy | 3.00•/» + | 93.24 | |
Premium Levy | 0.085•/« + | 2.64 | |
Total Premium with Levy(ies) | 3,203.88 |
This is the coverage covered Against Third Party Legal Liability :
Third Party Death or Bodily Injury: 100,000,000.00
Third party Property Damage: 750,000.00
Excess (HKD) :
Third Party Property Damage Excess: 10,000.00
Unnamed Driver Excess: Nil
Young Driver Excess: 5,000.00
Inexperienced Driver Excess: 5,000.00
Section (III) Indemnity of Medical Expenses
Any One Event (HKD) : Nil
Photo by Maria Teneva on Unsplash